Terms of Use

Last Updated: October 2026

Agreement to Terms

By accessing or using the Loonbitca website (loonbitca.site) and services, you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you may not access the website or use our services.

Description of Services

Loonbitca provides AI-powered analytics services designed to assist businesses in analyzing financial reports, detecting errors, and understanding profit margins. Our services include but are not limited to financial report audits, margin analysis dashboards, error detection scans, custom AI model training, and ongoing analytics subscriptions.

Use of Website

You may use our website for lawful purposes only. You agree not to:

• Use the website in any way that violates applicable laws or regulations
• Attempt to gain unauthorized access to any portion of the website or any systems connected to the website
• Use the website to transmit any harmful code, viruses, or malicious software
• Interfere with or disrupt the integrity or performance of the website
• Collect or harvest any information from the website without authorization
• Impersonate any person or entity or misrepresent your affiliation with any person or entity

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Loonbitca or its content suppliers and is protected by Canadian and international copyright laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.

Service Terms

Specific terms for our analytics services are established through separate service agreements. These Terms of Use govern your general use of the website. In the event of conflict between these Terms and a service agreement, the service agreement shall prevail for matters related to that specific service.

Nature of Analytical Services

Our analytics services are tools designed to assist with financial analysis and are not a substitute for professional accounting, legal, or investment advice. Our findings and recommendations:

• Are based on the data provided to us and may be affected by data quality or completeness
• Should be verified by qualified professionals before informing business decisions
• Do not constitute accounting, legal, tax, or investment advice
• May vary in accuracy and should not be relied upon as the sole basis for significant decisions

Disclaimer of Warranties

The website and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that:

• The website will be uninterrupted, timely, secure, or error-free
• The results obtained from using our services will be accurate or reliable
• Any errors in the website or services will be corrected

Limitation of Liability

To the fullest extent permitted by law, Loonbitca shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your use or inability to use the website or services
• Any unauthorized access to or use of our servers or any personal information stored therein
• Any interruption or cessation of transmission to or from the website
• Any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available through the website

Indemnification

You agree to indemnify and hold harmless Loonbitca and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the website or services, or your violation of these Terms.

Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by Loonbitca. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused by or in connection with the use of any such content or services.

Modifications to Terms

We reserve the right to modify these Terms at any time. We will provide notice of material changes by posting the updated Terms on the website with a new "Last Updated" date. Your continued use of the website after such changes constitutes your acceptance of the new Terms.

Termination

We may terminate or suspend your access to the website immediately, without prior notice or liability, for any reason, including breach of these Terms. Upon termination, your right to use the website will cease immediately.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of Ontario, Canada.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy and any service agreements, constitute the entire agreement between you and Loonbitca regarding the use of our website and supersede all prior agreements and understandings.

Contact Information

If you have any questions about these Terms, please contact us at:

Email: [email protected]
Address: 450 Maple Avenue, Suite 302, Toronto, ON M5V 2N8, Canada